Happy Monday everyone. I hope it was a great weekend. My weekend was good, I started it a little earlier because I took a half day on Friday. I took it for no reason, I just wanted a little bit of a longer weekend 🙂 And boy was that nice!
I took the pups to get their vaccinations on Saturday. But that’s a post for tomorrow! I have a long animal costs post set up for tomorrow. You all know that I’m obsessed with my dogs so be prepared for a long post.
And I’m finally on Wordpress if you couldn’t tell! WOOOHHOOO! To celebrate this, I created a giveaway. I will announce the winner next week for the $100 PayPal cash prize.
Spending: We didn’t do a lot of shopping last week. I bought a couple of things for the house that we needed (new sheets, pillow cases, etc.).
Extra Monthly Income:My extra income wasn’t as high as last week, but it’s still pretty good. I made around $275 last week from extra income.
Food: We’ve been doing better, as I said yesterday, but we could be doing much better.
Being healthy: I’ve been doing much better! I’ve ran with my dog every day. We’ve been going to the track in our neighborhood every day also. My sister has been a crazy workout and healthy eating person lately, so she’s helped keep me on track.
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I try to live below my means and limit costly expenditures that can add up quickly. I pack a lunch, don't have cable, don't own the latest gadgets, use coupons, shop sales, buy clothes at resale shops, and look for free or low cost entertainment.
I always google coupon codes before I buy anything online.
I stock up on items that I use frequently when I find them on a good sale.
I try to rely on coupons for any extra spending.
I cook a big batch of soup, chili or lasagna and then freeze individual portions to bring for lunch every day.
the envelope system. every pay check i withdraw $40. $10 goes into four different envelopes. entertainment, food, clothes and church. then when i have to go out i just go to my envelope, get the cash i need and that's all i can spend. yay! and saves me a trip to the ATM.
Look for deals online!
I use a cash back site when i shop online
Just pinch and save as you can.
We live on $465 a month, minus bills, pet stuff, etc. so we make sure we try and save for a little fun money, buy stuff on clearance, stretch our food money, etc!
I save money by only buying things on sale (well besides necessities like groceries) I also meal plan to keep the grocery bill down.
We have been making great progress!! One tip: Use a program like Mint.com to track your progress! Seeing zeroes in those balance columns is very motivational!
My recent post Teaching Kids About Money: Leading By Example
My husband and I clip coupons and plan our meals weekly so we don't overspend. We stopped using credit cards a year ago and only pay with cash now. We also budget toward savings since we have household repairs coming up and don't want to finance any work done. We also got rid of our landline phone and only have basic cable now; we borrow movies from the library.
We've started using a cash system. The first thing we do is put a certain amount in savings, then take cash out for groceries, gas, entertainment, fun money, etc. This helps us keep our spending to the budgeted amount.
Here's my money saving tip: Before I make any purchase over $20 or so dollars, I sit on it for a day or two or six. 😉 Keeps those "impulse" purchases from adding up REALLY quickly. Even something as simple as a new sweater. I try and wait to make sure I really want/need it.