Hey everyone! Happy Monday. I’m still dreaming of my trip to St. Thomas and wish we were both still there!
Last week I was super sick. Not sure what happened but I was pretty much just crying in pain for 5 days straight. Of course it was a perfect weekend with awesome weather and I had to miss most of that because I didn’t start to feel better until Sunday afternoon! Oh well, just glad that I’m feeling better.
Yesterday was W’s mom’s birthday and we had a BBQ and it was a lot of fun. And tomorrow is my birthday 🙂
We would love to buy a house in his parents’ historic neighborhood, but they never go for sale. The house to the left went up for sale the other day and we have been seriously thinking about it. We drove by and took this picture and can’t stop looking at it. It’s over 100 years old but completely renovated on the inside and looks very nice. Oh if only we were ready to buy right now… Our current house is still awesome and we don’t feel like going through the process of selling it right now.
I announced the winner to my Novica giveaway but never heard from her. I announced a new winner and already sent her the certificate code. Congrats to Cat at Budget Blonde!
Student Loan Update
I know, I know, around a month ago, I said that my student loans would be done in either April or May. Then recently I said May for sure. Well, it looks like the official date will be June. We have the money saved, but it would drain our emergency fund, so we have decided not to. We don’t want to touch any retirement accounts or drain our EF.
Why will we not reach the May goal? Well, we came across some good investment opportunities and dived into that. W has been wanting to start a side hustle for quite some time, but I’ve always said no and that we need to SAVE SAVE SAVE. Well, that’s not very fair of me, so the other day he took some cash and started a side hustle with his dad in an area where they have expertise. I think it’ll work out great! The return is higher than what my interest rates on my student loans are, so I figured it was still a good value.
Have you slowed any debt repayment to take advantage of something like this? A good investment, a new house purchase, etc.? Tell me all about it!
Spending
We did some spending last week. I spent around $100 on clothes (hey, I need some summer clothes!) and W spent around $150 because he needed new work slacks. He must be growing because his pants have all become high-waters. So yes, we spent around $250 on clothes. Other than that, I don’t believe we spent any money.
Extra Income (does not include income from our main jobs)
Extra income was a little low last week (but I’m not complaining!) mainly because I was playing catch up after my vacation and I was sick for 5 days last week. UGH that’s what sickness does to you! Still though, $805 (not including my office job) is still a good week. I have a lot of playing catch up this week since I didn’t get much done last week. I’m expecting a couple of payments this week also which will make up for it.
Affiliate income is still doing great but I’m thinking about getting into more areas so that I can ramp this up. I have been thinking about my extra income a lot lately and where I want to take it. I would like to keep diversifying so that I can rely on my side hustle income more and maybe even dive into self-employment entirely. Any tips?
Being healthy
I have not been doing the best with this in the past week. I was very sick last week, and could hardly eat anything. I definitely plan on changing that this week! Also, I didn’t work out at all since I was sick. Even just sitting down felt like I was killing myself!
Have you been doing well with your extra income, spending and being healthy?
Leave a Reply
Happy early bday! Hope you feel better now to celebrate. I have been on wine and cheese for two weeks so not very healthy, although I am pretty sure this is my soul food so my body is happy 🙂
My recent post Defining my dream, little guest house in Guatemala
Thanks Pauline. And haha sounds like good food 🙂
Happy (early) Bday! I think delaying some student loan repayment can be a good choice. If we waited until we had ours completely paid off to buy a house, we wouldn't have had a house for five+ years while now we are able to have one that we can put sweat equity into, build some equity through mortgage repayment, and have a go at being a landlord with our basement rental. I'm happy with the choice : )
My recent post How to Prepare for a Garage Sale: Garage Sale To-Do List [With Download]
I'm glad you agree DC! 🙂
My recent post Student Loan Update and $805 in Extra Income
Thanks so much for the mention Michelle, I really appreciate it! I say that with the way you're rocking the side income you should totally consider taking the leap. Of course…I am not the most objective person when it comes to that. 😉 Happy early Birthday!
Welcome John! And yes hopefully someday soon 🙂
My recent post Student Loan Update and $805 in Extra Income
Thanks! And that's tough. I would probably wait to buy so that I would know what fits perfectly 🙂
My recent post Student Loan Update and $805 in Extra Income
Ah that sounds horrible!
My recent post Student Loan Update and $805 in Extra Income
Thanks for the mention and I'm glad you're feeling better!
Thanks Holly!
The student loans (apart from the mortgage and the credit card) was the last thing that got paid off in our pursuit of financial independence. It was SO EASY to just let it sit on the side, gradually accruing interest – as they don't go away, and I found that you can't bargain to get them paid down. I'm sorry about your being sick – I'm hoping that everything gets better, but I think that you're doing pretty spiff if you have some passive income side hustles going. 🙂
My recent post Using a Gift as Part of Your Down Payment + MORE
Thanks! 🙂
I am glad you are feeling better Michelle. If I don't catch you tomorrow, then I will say Happy Birthday now! I appreciate the mention and glad to hear that you would do the same thing.
Glad you are feeling better, Michelle! And, that house? It's gorgeous!!!!! I think $805 in side hustle income is great! Ours is still small, but steady at least. Have a great day!
My recent post Why You Should Choose to Start Your Journey to Debt Free TODAY
I know! We are in love with the house! Could it be any cuter?
And how much would that gorgeous house cost in the Midwest? $200,000? That'd probably be a million dollar house here, lol.
Haha you are close – it is $280K. A really good price! And the inside of it is NICER than the outside. I am in love.
Gorgeous house! Love the exterior!
Sucks you were sick last week.I know being sick really slows one down. I'm glad you are feeling better.
Thanks!
My recent post Student Loan Update and $805 in Extra Income
So glad you are feeling better- take care of yourself!
Thanks! And yes, I need to start taking better care of myself.
My recent post Student Loan Update and $805 in Extra Income
I plan to charge my potential, future kids rent too! 🙂 Thanks so much for including me!!
My recent post Frugal Find Friday: Extreme Couponing, The Online Edition
Welcome 🙂
My recent post Student Loan Update and $805 in Extra Income
Yes these are my favorite types of homes! 🙂
And oh no 🙁 I hope you can find room in your budget soon.
My recent post Student Loan Update and $805 in Extra Income
Glad you're feeling a bit better, and happy early birthday! Leslie and I have put off paying debts a couple times in order to invest in something else we felt was more important. Mainly having to do with our side business. So far what we've gotten out of our investments have been totally worth it.
My recent post The “Official” Spilling of the Beans
That's good to know Kyle. Investing is always important too!