2 Year Blogiversary

Hey everyone! This week marks two years of blogging for me. I first started blogging two years ago on August 10, 2011. You can find that post here (it’s weird for me to read that post!). When I first started my blog, I’m not going to lie, I was a complete mess. I probably did…

Michelle Schroeder-Gardner

Last Updated: May 24, 2023

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2 Year Blogiversary and iPad+Cash GiveawayHey everyone! This week marks two years of blogging for me. I first started blogging two years ago on August 10, 2011. You can find that post here (it’s weird for me to read that post!).

When I first started my blog, I’m not going to lie, I was a complete mess. I probably did everything on a “bad blogger” list and then some more.

I quickly became addicted, and have made tons of awesome friends. The list could go on and on about how many bloggers I love.  There are so many bloggers that I would love to list right now, but I tried that and the list had well over 50 blogs and just looked crazy.

 

Oh, how life has changed.

In the past 2 years, my life has changed drastically. Back in August of 2011, I was working full-time in the same job I have now, I was a full-time Finance MBA student, and we didn’t have much money. I had tons of student loan debt also.

Neither W nor I had any side jobs, and our income was much lower than what it is now. Housing in our budget was somewhere around 30% of our take home pay, whereas now it is much, much lower than that. Food was also a budget killer for us…

We spent lots of money on things that we did not need. We were not saving. We ate out every single day, and most of the time multiples times each day. We did not have a budget.

More personal: the passing of my father and the many family issues I was going through were tearing me apart. I had to start raising my sister and I was not ready. Everything, even 3 years later after he passed, was still reminding me of my father and I would break down everywhere I went.

And that’s when I started to blog. It was a great outlet for me, and still is. Things are getting better, and are great in the financial area. In my personal life, W and I have been together for over 7 years, and we couldn’t be better.

My sister is like my child now (oh hey Lexy!) and it has been awesome watching her grow into an awesome young lady. I have begun talking to my dad’s side of the family, even though it is difficult as I am sure that I am a sad reminder.

We never thought that our lives would be like the way they are today. We have also come to realize that we can’t let money dictate our lives, and that we need to enjoy the little things. I also plan on pursuing what I love instead of stability, which brings great risks but also much more excitement and happiness.

I never thought that my student loans would be gone, and especially not so soon. << STILL shocks me.

Blogging and personal finance blogging drastically changed my life, and for the better. I definitely recommend that others should start their own blog as well.

 

I’m no longer anonymous.

For almost my entire blogging journey, I was anonymous. Not entirely anonymous though. But, as of a couple of months ago, the cat is out of the bag. W told a couple of people and then EVERYONE started to have questions, so now I am no longer anonymous.

It has been different, and it is still a little scary since I feel like I have no privacy now.  Oh well though, I am fine with being a more open person.

 

You are all awesome.

Without all of you awesome bloggers and readers, I don’t know where I would be. I receive numerous emails everyday, that range widely in topics. Many of you have emailed me about family issues, such as losing a parent(s) and your life changing dramatically. I really appreciate these emails and it helps make me stronger. Some of you email me with questions, such as about student loans or fixing your budget. I love all the emails that I receive.

I love receiving emails, comments, tweets and so on. Who doesn’t? I love getting feedback from you all. I love publishing Reader Question posts. I love talking about whatever I want to on my blog. I love it all!

I want to thank all of you for reading. I hope that you continue to enjoy what I write for years and years to come.

Miscellaneous – Diversified Finances and $50 SwagBucks Giveaway

Also, I published a new post on What Not To Do When Leaving Your Job and I provided some real life examples of how some people are crazy when they quit. Check it out and tell me your craziest story! Diversified Finances has been going great, and I’m really glad that I started a second blog for myself to detail my switch to pursuing my passion.

Lastly, before we get to the big giveaway, SwagBucks during the month of August is offering any referral of mine (old or new) that earns at least 50 Swag Bucks in total from any combination of Shop, Search, Watch, Play Answer or Discover (all the different ways to earn SBs) to be automatically entered into a drawing for a $50 gift card from the SwagBucks’ Rewards Store.


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Michelle Schroeder-Gardner

Author: Michelle Schroeder-Gardner

Hey! I’m Michelle Schroeder-Gardner and I am the founder of Making Sense of Cents. I’m passionate about all things personal finance, side hustles, making extra money, and online businesses. I have been featured in major publications such as Forbes, CNBC, Time, and Business Insider. Learn more here.

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  1. Katie G

    Another great year for MSOC!! LOVE reading your new posts and applying what I learn to my life. My financial tip would be to stand your ground when family and friends are pressuring you to spend money, when you are trying to achieve your goals (ie – paying off student loans). It’s hard (and sometimes you give in), but in the end it is soo worth it! Cheap outings are always a compromise. 🙂

  2. john lamano

    i will save it and invest it.

  3. M.Clark

    If I won, I would put the cash towards the purchase of a new laptop.

  4. Rayshawn Shallow

    I will buy some groceries

  5. Christina

    If I won I would use the money to splurge on something I really want and haven’t been able to buy.

  6. samantha s

    If I won the cash, I would use it to pay off some debt.

  7. Evelyn Chuter

    I would begin but paying off some of my bill.

  8. Sandy

    I would use the money towards bills. I’m not great with tips but I always try to not use my credit card unless I have the money right there and then to pay it off. It prevents getting into trouble. I know sometimes if you have to you have to but it’s something I at least try to do.

  9. Abdulkader

    first congrats to you guys for the 2nd anniversary. Get Paid What You’re Worth and Spend Less Than You Earn. Contribute to a Retirement Plan. Have a Savings Plan.Invest!.Maximize Your Employment Benefits.Review Your Insurance Coverages.Update Your Will. Keep Good Records.this are some of my financial tips.hope u like it. & awesome giveaway.

  10. Gianna

    Happy anniversary! Great giveaway! Thank you!

  11. Dimana

    I will invest the money in a business idea I have in my mind. If I win an iPad I will use it to further develop my business idea 🙂

  12. Kimberly Camille Tiu

    I would splurge on clothes or buy a new camera

  13. Karen M.

    the cash will be going to my son’s college fund.

  14. Kelly Maxwell

    I would love to win this for my daughter, who just had my first grandson!!

  15. JC

    I would use the ipad for college and the money to help pay rent.