Update: Three Months of Being Self-Employed

My last day at my day job was back in early October. It’s crazy to think that it’s been a little over three months since my last day. Every day of self-employment seems to go by quickly. I don’t ever wake up dreading work, which is very nice. Instead, I wake up happy and energized….

Michelle Schroeder-Gardner

Last Updated: May 27, 2023

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My last day at my day job was back in early October. It’s crazy to think that it’s been a little over three months since my last day. Every day of self-employment seems to go by quickly. I don’t ever wake up dreading work, which is very nice.

Instead, I wake up happy and energized. I look forward to each and every new day because that’s a whole new day of new possibilities.

I’m in control of my future, and everything that I do it matters. It can be scary, but it is also great.

Three months is of course not a long time, but I want to do a quarterly update to see how I am doing, and hopefully improve each and every quarter. It will probably also be interesting to read these updates years down the road to make fun of myself.

Many of you have also said that you are preparing to make the switch as well, and that periodic updates would be helpful for you. Thank you to my readers for being interested! 🙂

 

After three months of self-employment, I have learned a lot.

I definitely am no expert at being a self-employed person (at least not yet!), but I do think that I have learned a lot. I am learning more about my business, how to expand my business, and much more.

I really love being self-employed and so far it’s been treating me pretty well.

 

I thought that I would have a better schedule.

When most people think about making the switch to self-employment, one of the things that they usually look forward to is the idea of a flexible schedule.

A schedule just doesn’t seem to work for me right now. I find myself constantly on my phone, but I do think that may just be because I am excited for my new business.

Don’t get me wrong, I LOVE my schedule, however, I need to work better at creating a more strict schedule and working during those hours. Instead, I find myself on the couch or on the bed working. I need to sit in a REAL chair and work!

 

I’m starting to spend less.

One thing that many self-employed people will tell you is that when you are working from home, you will save a lot of money. However, that just didn’t prove true for me in the weeks after I left my day job.

Instead, I found myself spending much more right after I left my day job. I was spending more and eating out much more. It didn’t make any sense. I was at home more, so why couldn’t I just make myself some meals?

Luckily, that has completely changed. We find ourselves eating at home much more and cooking delicious meals. It does help that I’ve also been on a healthy kick, so the smell of fast food actually makes me sick.

 

Luckily, I’m not eating everything in my view.

I thought that when I would switch to self-employment, I would constantly be in the kitchen or in the fridge. That would only seem normal right? If I am at home, that would mean that food would always be in reach. It would be completely different from my office job, where we didn’t have a vending machine or any food to snack on.

What has really been helping me in this area that I don’t really buy snacks anymore. I can’t even remember the last time I bought a bag of chips. Snacks in our house now consist of fruits and vegetables.

 

I’m still sleeping probably a little too much. 

When I had my day job, I would wake up a few hours before work so that I could work on side business tasks. This meant that every single day I would wake up around  5 or 6 a.m.

Nowadays, I wake up around 5 a.m., work for around an hour, and then go back to sleep… AND THEN, I don’t wake up until hours after that. This is something that needs to change.

This will sound stupid, but it has been hard to wake up at a certain time, early in the morning, while being self-employed. Technically, I don’t have to be anywhere… However, I know that I work best early in the morning, even though I am not a morning person. Weird, but it’s true for me.

 

You know how self-employed people are always thought to be in their pajamas?

Well, it’s true. I feel like I’m always in my pajamas. If I’m not going somewhere that day, then I will be in my pajamas all day it seems.

Haha I know – you probably think I’m absolutely disgusting.

There is one positive in this though – I hardly spend money on clothes anymore. In the past three months, I believe I bought two jackets (I’ve been eyeing the Patagonia jacket that I recently bought for months!), a dress, and one shirt. I probably didn’t even need that shirt, or that dress.

What else do you want to know about my three months being self-employed?

Did anything in my update surprise you?


Michelle Schroeder-Gardner

Author: Michelle Schroeder-Gardner

Hey! I’m Michelle Schroeder-Gardner and I am the founder of Making Sense of Cents. I’m passionate about all things personal finance, side hustles, making extra money, and online businesses. I have been featured in major publications such as Forbes, CNBC, Time, and Business Insider. Learn more here.

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  1. Jon @ MoneySmartGuides

    I can relate to some of these myself! I find that some days, I don’t shower in the morning. I’ll shower right before I need to run out. I’ve also found I eat lunch out frequently. I have cut back most everywhere else so I am OK with this for now. For me, I need to get out and interact with people after awhile. I can’t just stay inside all day. Lastly, for the first few months I didn’t have a schedule. I worked hard but always felt like things were hanging out there. Now I have a schedule and get a ton more done. In fact, there are some days when I get so much done, I treat myself to a late afternoon movie!

    1. Michelle S.

      Late afternoon movies are always great 🙂

  2. Jack @ Enwealthen

    I love getting up at 5am. It’s nice being awake before everyone else. You can get so much done before the day starts.

    The drawback of course, is come 10pm you’re dead to the world… but unless you’re single and out hunting a spouse at night, losing the night is a good trade off.

  3. Jack @ Enwealthen

    Working from home is great, especially for the first few months when you’re feeling the freedom.

    Make sure you schedule in some social time where you’re out in the world interacting with people on a regular basis. It’s very easy to get sucked into the working-all-the-time trap when working from home – you don’t realize how much socializing you do at work until it’s suddenly gone.

    1. Michelle S.

      Yes, it has been great so far! 🙂

  4. Lisa E. @ Lisa Vs. The Loans

    Not sure if I would ever make the switch, but I do know that I would cherish sleep first! Great job on three months of self-employment, girl 🙂

    1. Michelle S.

      Thank you 🙂