How To Control Your Summer Cooling Costs

Now that Memorial Day has passed, the unofficial start of summer is here. With that being said, you will probably see an increase in your electricity bill over the next several months due to increasing temperatures. However, I am here today to help you save money on electricity costs this summer. I’m sure most of…

Michelle Schroeder-Gardner

Last Updated: January 24, 2025

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How To Save Money On Electricity Costs (1)Now that Memorial Day has passed, the unofficial start of summer is here. With that being said, you will probably see an increase in your electricity bill over the next several months due to increasing temperatures.

However, I am here today to help you save money on electricity costs this summer. I’m sure most of you would rather use that money for something else anyways!

While some of the tips below may seem obvious to some of you, I know plenty of others who spend hundreds of dollars a month on cooling costs and waste tons of electricity that they don’t need to be wasting.

As most of you know, we moved to Fruita, Colorado a little over three months ago. The weather here isn’t cold like most people think when they think of Colorado and this is because Fruita is in the high desert. We’ve had plenty of warm, sunny and beautiful days. Due to this, we’ve been mindful of the electricity we are using since we’ve already had some pretty hot days.

Even though the temperature here is somewhat similar to the temperatures we often experienced in St. Louis, Missouri, we’ve already noticed a big difference in our monthly electric bills.

Our electric bills in St. Louis in the spring were usually around $100 a month, whereas here they have been around half that. While some of the difference is due to the low humidity here in Colorado so the weather here actually feels great, a lot of the savings is due to us trying different things to save more money on our electric bill.

There are many positives of doing this. Not only do we save money by controlling our summer cooling costs, but we are also using less electricity. Lately, we have been more mindful of the amount of electricity, water, and gas that we use more than ever, as we are trying to do our part for the environment.

Below are my tips on how you can save money on electricity costs:

 

1. Keep your air conditioner off as long as possible.

We’ve only turned on our air conditioner once or twice in our new house. Yes, I understand that it’s still just the end of May, but we are determined to keep our windows open as long as we can.

Truth is, I LOVE having the windows open. No matter how hot it gets, I love having a nice, fresh breeze come into the house. It also saves a ton of money and electricity!

This summer, I challenge you to keep your air conditioner off as long as you can. I don’t have any prizes to give out, but knowing that you managed to save money and save electricity should be good enough. 🙂

Related: Energy Ogre Review – How To Save $800+ A Year On Your Electricity Bill

 

2. Use a programmable thermostat.

A programmable thermostat is something you should invest in if you haven’t yet. It’s relatively cheap and you will most likely make your money back within a year, or maybe even just a few months.

With a programmable thermostat, you can set the temperature at exactly what you want it to be for different times throughout the day. This way you don’t have to constantly change it as it will automatically change on a set schedule.

This way, when you leave for work, your AC will automatically turn up so that you don’t waste electricity or money cooling a house that no one is in. You can also program it for while you are sleeping, for the weekend, and so on.

I did a simple online search and I was able to find plenty of programmable thermostats for less than $50. Well worth the small investment.

 

3. Use fans to save money on electricity costs.

If you have ceiling fans, portable fans, etc., then you should use them. It can make the room you are in feel much cooler. This will then allow you to set your AC at a couple of degrees higher so that you can save more money.

When you are not in the room though, you should always turn off the fan though as it’s just a waste of electricity if no one is in the room.

 

4. Set your thermostat at a higher temperature.

I couldn’t find information on what the average person sets their thermostat at, but I did recently come across a Facebook status where over 100 people chimed in about what temperature their AC is set at during the summer. Many of the commenters stated that their AC is set below 72 degrees. Some stated that they keep their home at a cool 67 degrees.

To save money, I recommend setting your thermostat at 76 to 78 degrees when you are home, and then when you are going to sleep or if no one is home then you may want to raise it a few degrees.

Doing this may save you around 10% or more on your next electric bill.

 

5. Limit the amount of sunlight that comes into your home.

The more sunlight that comes in, the hotter your home is going to be. If you don’t want it to be dark in the room, then close all of the blinds and curtains everywhere else and open up the blinds in just the room you are in.

It’s really that easy.

 

6. Spend more time in your basement.

Basements are usually considerably cooler than the rest of a home. If you have a basement, using it may mean that you can keep the rest of your home warmer. This can be a great way to save money on electricity.

I know someone who even moves their bedroom into the basement each summer so that they can enjoy a cooler house on a lower budget. It’s a great idea!

 

7. Cook and do chores at night time.

If you are able to, you might want to try completing certain chores at night time when the temperature has dropped a little bit.

This can include turning on the dryer, cooking hot meals and so on. During the day, you could always cook other meals that don’t need the oven. The dryer and stove can really heat up a home and waste the electricity you are spending to cool your home down.

 

8. Take care of your air conditioning system.

In order to save money, you may have to spend money as well.

You should always take care of your air conditioning system, as routine maintenance can help it run better and also help the system last longer. This means replacing the filter and completing maintenance on the actual system on an annual basis, clearing leaves off the outside of the system, and so on.

How much money do you typically spend on cooling costs in the summer months? What do you do to save money on electricity costs?

 


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Michelle Schroeder-Gardner

Author: Michelle Schroeder-Gardner

Hey! I’m Michelle Schroeder-Gardner and I am the founder of Making Sense of Cents. I’m passionate about all things personal finance, side hustles, making extra money, and online businesses. I have been featured in major publications such as Forbes, CNBC, Time, and Business Insider. Learn more here.

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  1. Heather

    It’s like a personal challenge of mine to see how long I can go before I turn the heat or AC on! 🙂

    1. Michelle Schroeder-Gardner

      Haha same here!

  2. Jayson @ Monster Piggy Bank

    It sounds odd, but I spend more time in our basement nowadays that I brought my laptop in there. These are really good tips. Don’t forget to enjoy!

    1. Michelle Schroeder-Gardner

      The basement always feels so much better in the summer time!

  3. Vanessa D.

    In Ontario, typically the Time Of Use stuff somehow makes it cheaper to cool your house in the summer with electric a/c than heat it in the winter with a gas furnace. Still when it comes to cooling we’ve got a lot of shade and I do use my programmable thermostat. I don’t mind a warmer house during the day, but I do like it a bit cooler for sleeping. So 75-76 during the day, 74 overnight. I feel it’s justified because the overnight electricity is cheaper and because the a/c runs more efficiently at night.

    1. Michelle Schroeder-Gardner

      Good job!

  4. Maureen @ A Debt Free Stress Free LIfe

    All good tips but I couldn’t sleep if I kept my thermostat at 78 degrees or higher. I sleep at 67 and love it. But I look to cut costs other ways and use all the ideas you’ve listed. I also found this great film you put on your windows that blocks 80% of the suns rays and heat. Makes a huge difference in keeping the house cool. You can find it at any home improvement store.

    1. Michelle Schroeder-Gardner

      When we lived in St. Louis, we definitely could not sleep at 78 or higher because of the humidity. Now that we are in Colorado, we have no problem with the 70s as there’s no humidity and it feels wonderful!

  5. Money Beagle

    We actually have our temp at the lowest setting during the overnight time. It has to run occasionally or it gets stuffy in the house, so we keep it between 75-77 during the day and 73-74 overnight, which seems to be a good mix. We’ve only run it a couple of times so far, generally just to cool the house off before bed.

    1. Michelle Schroeder-Gardner

      Luckily, we live in a low humidity place now so it no longer gets stuffy if we just leave even just one window cracked. I love it!

  6. Amy @ DebtGal

    Our house has only one heating/cooling zone, which makes it challenging. We’re downstairs most of the day, and downstairs is cooler, which is great. But nights are tricky, since our bedrooms are upstairs, where it’s hotter. We use fans, but it can still get uncomfortable without the AC. I’m thinking that we should look into ceiling fans for our bedrooms, which might cool them more efficiently than regular fans…

    1. Michelle Schroeder-Gardner

      Yes, ceiling fans are great! Definitely look into them.

  7. Kathy

    We prefer to have the windows open also, but I don’t do well in heat….it’s that menopause thing….so we’ve already had the A/C on some this spring. We love having the windows open while we sleep but night forecasts for rain puts a halt on that. Otherwise we already do most of this things you mention. Beyond that, we just suck it up and pay. And give thanks to the air conditioning gods for the person who invented it!

    1. Michelle Schroeder-Gardner

      Haha yes Kathy – the air conditioning gods!

  8. Chonce

    Great ideas. I’m already realizing that I need to cut down on my AC before I get carried away. We have a few fans that we like to use as well and also, keeping cold snacks like popsicles, italian ice, etc. around this summer is a must.

    1. Michelle Schroeder-Gardner

      Thanks!

  9. Financial Coversation

    Another way I cut down on heating up my house it to do more crockpot meals and grilling on the BBQ. This cuts down on the heat being put out by making meals. I also eat more cold meals like sandwiches and salads in the summer too.

    1. Michelle Schroeder-Gardner

      Yes, all great ideas!

  10. Rachel

    Along the lines of keeping the house dark, there are curtains that are energy efficient type ones, they are designed to keep the heat out of the room. There are a couple different levels. They help immensely, I have put my hand between the curtain and window a couple time and it’s amazing how much heat is trapped. These curtains are also blackout curtains which help since my husband doesn’t work day shift.
    We only have a window a/c in our master bedroom, because it’s also where the most son goes we usually turn it on about 82 in the evening and then turn it off when my husband gets up. Ironically our summer cooling costs are cheaper than winter heating because of baseboard heat.
    We also take cooler showers during the summer right before bed to help drop our body temperature as well as not use as much electricity.
    Another way I try to keep the house cooler, is I do more batch cooking and try to only use the oven 1-2 nights and bake as much as possible. So sometimes the oven and stove are only used about 5 hours a week, then we rely on the microwave.
    Being in a different part of Colorado, with all the rain we have had we have only needed fans at night at this point. Hopefully the cooler weather will hold out until the end of May.

    1. Michelle Schroeder-Gardner

      All great ideas Rachel! Thank you!

  11. Michelle Schroeder-Gardner

    Great job Sylvia!

  12. Michelle Schroeder-Gardner

    Great job Kalie!

  13. Michelle Schroeder-Gardner

    Wow interesting!

  14. Allison @ Frugal on the Prairie

    We live in Houston where it is blazing hot! Our first summer here was downright miserable. But now we run the dishwasher and dryer at night and keep the blinds and curtains down from April to September. It’s a little dark in here but it’s worth the lower bill!

    1. Michelle Schroeder-Gardner

      Definitely worth it!

  15. Saving Sanely

    Electricity has always been a difficult bill to manage for me here in Texas. However, I didn’t realize how much little things can add up until recently. We moved from a larger, older home with tons of windows and skylights to a smaller energy-star home in which I keep the blinds closed when I’m not looking at the view. Old house highest summer electric bill: over $400. New house summer electric bill: just over $50. You could have knocked me over with a feather!

    1. Michelle Schroeder-Gardner

      Wow awesome! That’s a HUGE difference.