A Day In The Life Of An Online Business Owner

Lately, I have had many, many readers ask me to create a “Day In The Life” post about how my average day goes. While my average work day changes all the time, I thought keeping track of what I do each day would be a fun task. I also thought it would be a good…

Michelle Schroeder-Gardner

Last Updated: January 27, 2025

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Lately, I have had many, many readers ask me to create a “Day In The Life” post about how my average day goes. While my average work day changes all the time, I thought keeping track of what I do each day would be a fun task.

I also thought it would be a good idea to create this post because many often have misconceptions about what online business owners, freelancers, bloggers, etc. do each day.

No, I don’t just sit around, drink coffee all day long, and sit on Facebook. However, that’s what many believe actually happens in the average day of an online business owner.

The truth is that I actually get work done! Yup, how surprising is that? 🙂

It was a little hard writing this post. My average day can vary greatly. That’s one of the main things I love about freelancing – I can create my own schedule and it can be as flexible as I want it to be.

Anyway, below is my average work day as an online business owner, freelance writer, and blogger. Now, I’m not perfect and I realize that.

I will occasionally binge watch Netflix shows, waste time on social media, hug my dogs for an extended period of time, and so on. Also, some days I work a LOT, whereas others I don’t do anything.

My average work day is also very scattered and messy looking, so it’s hard to say exactly how many hours I actually work each day.

 

8 a.m. to 8:30 a.m. – Wake up.

I usually wake up around 8 a.m on the weekdays. If I work late the night before then it’s a whole different story, but in general I like to wake up somewhat early and start my day.

I usually stay in bed and work for around 30 minutes to an hour. During this time I usually check and reply to emails, browse around on Instagram and Facebook, pin some images on Pinterest, and so on.

 

9 a.m. – Emails and breakfast.

I usually get out of bed around this time and let our dogs out. They usually sleep until the moment I finally get out of bed and then they know it’s their time to go outside. Then, I’ll feed them and make breakfast at the same time.

We usually either eat oatmeal with bananas for breakfast or we will eat scrambled eggs with peppers and a few slices of toast. While I’m eating I usually reply to emails and comments on my blog at the same time. I’m not the type of person who can just quietly eat, my laptop is almost always in front of me.

 

10 a.m. – A little bit of work.

After breakfast, I put on “real” clothes and fix my face. 🙂 Then, I try to sit down for a solid hour and get work done. I usually wake up with at least 50 emails to reply to each morning, so I’m probably still replying to emails at this point.

If I’m not, I usually hop around my favorite blogs and catch up on recent blog posts from others. This is probably my favorite part of my day as I love reading blog posts and seeing what everyone is up to. Throughout the day combined, I probably spend at least an hour or two networking, reading blog posts, and more.

Also, I usually schedule phone calls for the early morning if I can. This way the rest of my day is open and flexible.

 

11 a.m. – Work out.

Around this time, I usually either go to the rock climbing gym that I’m a member at or I go for a hike. Lately, we’ve been rock climbing more since the temperature has been in the 100s for over 45 days straight, but if we do hike or rock climb outside then we are might be gone for around 4-5 hours.

If we go rock climbing at the gym then we are usually gone for around 2 hours. I love getting a great workout in the morning as it helps clear my mind for the rest of the day. It helps me work better and keeps me refreshed.

 

1 p.m. – Lunch and work.

I usually have lunch around this time. This is also usually when I start getting deeper into work. Around this time I will start any work for clients, outline articles, reply to even more emails (I probably receive over 100 real emails each day that I need to reply to), create images for blog posts, work on projects, schedule social media posts, reply to something in a mastermind group I am in, and so on.

I also try to work on an article for my blog each day, whether that be writing a new one, drafting one, or rereading one. My articles here on Making Sense of Cents are usually around 1,500 to 2,500 words each and usually take many hours and sometimes days to write.

 

4 p.m. – Another meal and more work.

Time for the next meal. We eat four decent sized meals a day with snacks in between. After this meal, I usually get back to work. I might reread a post I wrote earlier to make sure it’s perfect. I usually reread them through a few times but somehow something always slips. I’ve already read this post five times!

Other things I do throughout the day include replying to emails from clients I am consulting, check on the websites that I help manage for others, and more.

 

7 p.m. – Dinner and TV.

It’s dinner time! After dinner, I tend to watch a few TV shows and relax. I sometimes go for a bike ride to the grocery store too around this time if I find that we need anything at the last moment for a meal.

 

9 p.m. – Daily walk.

As the sun is setting, we usually take our dogs for an hour long walk. We like to wait until this time because it is much cooler, which makes for a much more enjoyable time. We always go together and it’s a nice routine that we have.

 

10 p.m. – Winding down for the night.

This is usually when I start winding down. I’ll take a shower, put on my pajamas, and possibly watch the news.

 

11 p.m. – More work.

This is usually when I crawl into bed. I’m not done working though, I usually work for a few more hours from my bed. I love working from my bed and this is the time when I usually get the most work done. Not sure why it works like that, but it does.

Anything above surprise you? What would you do differently if you had a flexible schedule? What questions do you have about my average workday? 

 


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Michelle Schroeder-Gardner

Author: Michelle Schroeder-Gardner

Hey! I’m Michelle Schroeder-Gardner and I am the founder of Making Sense of Cents. I’m passionate about all things personal finance, side hustles, making extra money, and online businesses. I have been featured in major publications such as Forbes, CNBC, Time, and Business Insider. Learn more here.

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  1. Portia

    Also– how do I change my little monster icon picture? I don’t feel it represents me very well.

    1. Michelle Schroeder-Gardner

      Hello!

      I believe you can just go to Gravatar.com and change it.

  2. Cat@BudgetBlonde

    This looks just like my schedule before having kids, being most productive late at night, writing until 1 or 2 am, sleeping late-ish and doing e-mail from my bed. I do still work in my bed some nights. These days I have more real people work hours because I don’t have as much flexibility anymore.

    1. Michelle Schroeder-Gardner

      I really don’t know how you do it all Cat!

  3. Jacob

    This is a cool breakdown, thanks for sharing.

    Now what I’m really interested in is what your day OFF looks like 😉 Do you ever fully unplug?

    1. Michelle Schroeder-Gardner

      I don’t ever fully unplug. That just seems scary to me 😛

  4. Jim Wang

    It’s always fun to see what goes into someone else’s day. I had to introduce a lot more physical activity into my day after not going to an office, it’s amazing how much movement (and socialization)you give up when you work from home.

    1. Michelle Schroeder-Gardner

      Thanks Jim!

  5. Jessica

    I love these types of posts and really enjoyed a look at how you work. Your schedule sounds perfect to me. I would love to have the flexibility to break up work and get in some exercise in the afternoon. I think it would really suit my natural energy levels much better than my current 9-6.

    1. Michelle Schroeder-Gardner

      Thanks Jessica!

  6. Michelle Schroeder-Gardner

    Yes, you can always send me an email! 🙂

    That is CommentLuv. It’s a plugin you can download for a WordPress site.

    I’m not sure how you can find sites with that plugin. I think you would just have to search around.

  7. Amanda @ My Life, I Guess

    I LOVE these types of posts!

    Wow – I thought for sure you worked a lot longer hours based on all of the things you accomplish in a day! Turns out it’s just good time management and maybe a good sense of knowing yourself?

    I couldn’t imagine having that many emails in a day… that many in a week is too much for me!

    1. Michelle Schroeder-Gardner

      Yes, definitely good time management!

  8. Shannyn @ Frugal Beautiful

    Walking the dogs and spending time with them is the best part, right? 😉 I absolutely love the flexibility freelancing offers. I wouldn’t be able to do half the traveling I want to do with a full-time job.

    1. Michelle Schroeder-Gardner

      Yes, the BEST part 🙂

  9. Jesse Gernigin

    Michelle great post! Work flow and goal completion are something I always have to focus on completing every day. I break my day into 50 minute jobs and go from there.

    1. Michelle Schroeder-Gardner

      Thanks Jesse!

  10. MJ

    I really appreciate this post. I know that my schedule induces some serious guilt. I’m sometimes working at 11PM, too, and I always feel bad about it, even though that’s when inspiration happens to strike or it feels like the right time to be working. The same guilt flares up over my wake up time, too. Like I “should” be waking at 6AM and at my desk at 8AM. As if that’s the only way to be disciplined. You still seem to get plenty done:) This post helps me relax about how I’m planning or using my time. Thanks.

    1. Michelle Schroeder-Gardner

      Thanks MJ!

  11. Tie the Money Knot

    What’s great is that you have flexibility – which is valuable in it’s own right. You’re putting in the time, but not confined to 8 to 5:30 working hours. If you want to go the gym in the middle of the day, you can do so and make up the hours later. Or, you can blast though the day uninterrupted if you wish. That’s great to have such options!

    1. Michelle Schroeder-Gardner

      Thanks! I love the flexibility!

  12. Crystal

    You are so healthy!!! My day is pet sitting starting at 8am, procrastinating during the open parts between groups of dog walking and pet stuff, playing with our new cat, and then blogging stuff from 10pm-2am, lol.

    1. Michelle Schroeder-Gardner

      Haha I’m trying to be healthy!

  13. Paul

    Always interesting to be a fly on the wall of someone else’ day – thanks for sharing.

    Curious – when you check in on blogs you follow, is that a really disciplined process (RSS driven or a formal list) or more stream of consciousness / what you’re in the mood for that day? The former may be less inspiring / work-like, but the latter probably risks inefficiencies (like falling down a rabbit hole for more time than planned).

    Looking forward to more like this – thanks again

    1. Michelle Schroeder-Gardner

      I just head on over to Bloglovin and see what posts I’m interested in 🙂

  14. Michelle Schroeder-Gardner

    Yeah, many just assume I sit around and do nothing all day 🙁

  15. Heather aka HoJo

    That looks very similar to my day! The only difference is that I have a 5 month old thrown into the mix, and I create products for the website Teachers Pay Teachers. 🙂

    Thanks for sharing! It’s nice to see what others are doing to know if I’m on the right “track” or not.
    ~Heather aka HoJo~

    1. Michelle Schroeder-Gardner

      Thanks Heather! 🙂