Ask Me Anything

A little over one year ago, I published my first Ask Me Anything here on Making Sense of Cents. That went super well, so I decided to make it more of a regular thing! Ask Me Anything is literally that – you can ask me anything. If you’re struggling to figure out what to ask, here…

Michelle Schroeder-Gardner

Last Updated: May 24, 2023

Disclosure: This post may contain affiliate links, meaning if you decide to make a purchase via my links, I may earn a commission at no additional cost to you. See my disclosure for more info.

A little over one year ago, I published my first Ask Me Anything here on Making Sense of Cents. That went super well, so I decided to make it more of a regular thing!

Ask Me Anything is literally that – you can ask me anything. If you’re struggling to figure out what to ask, here are a few of the topics you may want to know more about:

  • Personal finance
  • Blogging
  • My life
  • Travel
  • RVing
  • Sailing
  • Being location independent
  • Business
  • Making extra money
  • Questions about my dogs

And so on, and so on.

Seriously, ask me anything in the comments below, and I will take the time to answer every single one. Of course, please nothing inappropriate or creepy. I’ll let you be the judge of what is creepy, I guess, haha!

All right, go for it, ask away!

 

P.S. If you’re looking to see all of the comments and questions, make sure to hit “Older Comments” or “Newer Comments” below. The comments break apart in pages once there are over 50 comments.


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Michelle Schroeder-Gardner

Author: Michelle Schroeder-Gardner

Hey! I’m Michelle Schroeder-Gardner and I am the founder of Making Sense of Cents. I’m passionate about all things personal finance, side hustles, making extra money, and online businesses. I have been featured in major publications such as Forbes, CNBC, Time, and Business Insider. Learn more here.

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  1. Jessica Healy

    Hi Michelle,

    I love your blog, and your life has inspired me. Thank you!

    I just started a blog. I’m going to use your Bluehost link to make it official in just a couple of weeks. Then I’ll begin putting your affiliate marketing, SEO and all the other wonderful advice you’ve posted into effect. So far I’ve had a lot of fun creating the blog, and I hope to start making money from it.

    Love and kindness,

    Jessica

    1. Michelle Schroeder-Gardner

      Hey Jessica!

      Some suggestions:

      1) Your posts are all uncategorized – you should have categories.

      2) I recommend having a contact page.

      3) You definitely want social media accounts.

      1. Jessica Healy

        Thank you for your time and advice!

  2. Amy

    Hi Michelle,

    I am creating my blog and am ready to sign up for amazon affiliates. Should I use my blog email since I already have a personal account?

    Thank you,
    Amy

    1. Michelle Schroeder-Gardner

      Using your blog email is good.

  3. Cindy

    Good afternoon, Michelle,

    First a comment: I would love to start a blog. However, my finances at this point are fairly pitiful—period! I had been a work-at-home employee and independent contractor for 20-some years but my field of work (medical transcription, quality assurance, and medical editing from my home) has fizzled out. The huge corporations have the monopoly on transcription now and the pay is horrible! So…

    My question: If I do not have a business or something I am trying to sell, then who would read a blog of just someone blogging about so-called ‘stuff’ they happen to be interested in or may know something about, but not credentialed? I am not a doctor, a lawyer, a financial advisor, or someone selling products. I hold no credentials except that I received a diploma in medical transcription and medical billing certificate, the latter of which I had not pursed—not that I had no interest—but that I was working very hard at my main job.

    I love dogs and the love of my life, little Jakie, just passed away last Wednesday, unexpectedly—7-1/2 years old—was not his time and it was not right!! I know medical—have been in it for over 20 years. I am a huge viewer of the news media, maybe a little addicted, having developed at disgust for politicians—the crooked ones! So…

    Is there something here to blog about and who cares?

  4. Carmen

    Hi Michelle,
    I have a blog and it’s not really doing anything because I am scared that my age is a factor. Everyone is so young and …I am not. Is age a factor? I have so many ideas and just scared because I was born before the 1980’s I will never have an audience.

    1. Michelle Schroeder-Gardner

      Age is not a factor.

      Don’t let that hold you back.

  5. Sylvia Edna

    Hi, I just wanted to congratulate you and wish you continued success. You came all the way from the bottom and have built an amazing business. Keep it up.

    1. Michelle Schroeder-Gardner

      Thank you!

  6. ESI Money

    I want to know what I have to do to get more sailing pictures/stories/videos on this site… 😉

    1. Michelle Schroeder-Gardner

      I know! I just realized that I haven’t posted about boat life in almost one year on MSOC!

  7. Terri Kelly

    Hi Michelle. I love your “ask me anything”. Thank you. I have asked you questions before and I really appreciate your answers. I am finally starting a blog. I am enrolled in EBA and am just beginning. My question is this. Do you recommend, if we can afford it, that we get someone to help us on the tech end from the beginning or just struggle through? I tried to create a blog two years ago and got so frustrated after way too many days, weeks and months that I gave up. It was the tech stuff that really stumbled me. If you do recommend that we find someone to help with the theme and getting it all up and running, do you have someone that you work with that you can recommend? Again, thank you!

  8. Kathy

    I’m a recent widow (11 months). I’ve pretty much got my financial ducks in a row, but do you have any advice for me? Pitfalls to look out for? Tips to make the life insurance money last longer? Love your blog!

    1. Michelle Schroeder-Gardner

      So sorry for your loss.

      This is tough without knowing your whole life story 🙂 It depends on so many things, such as if you have a family, if you’re working, your age, your financial goals, and so on.

      My top tip would be to find ways to make passive income with the life insurance money so that you can live the life that you want to live.

  9. Jacqueline Gilchrist

    Hi Michelle! I’ve heard Pinterest and SEO are the best sources for traffic. Do you find that’s true for your website? If so, what’s your 3rd biggest traffic source? If not, what are your top 3 sources for traffic? Thanks!

    1. Michelle Schroeder-Gardner

      They are both good for me 🙂

      I also like email and referral traffic.

  10. Becca

    Hi Michelle! Thanks for opening up for a question!
    I have a lifestyle/creativity blog. One side of it is the lifestyle part which discusses your typical lifestyle topics such as beauty, finance, recipes, organization etc. The other side is about creativity. How to get inspired, how to stay creative, different creative outlets etc.
    Am I not being specific enough in my blog niche because I have two different sides to my blog? Is this a detriment or will this be successful for me? I have heard two different sides to this. One is that it is better to niche down and be specific. The other is that a broader niche is better in the beginning when you are just figuring it out.
    Any help would be appreciated:)

    1. Michelle Schroeder-Gardner

      I think the key here is to make sure that it connects. I talk about LOTS of topics here on MSOC, but I always try to make it connect.

  11. Kathy

    I’d also like to know if you recommend getting professional help while monetizing my blog. I’m Tech-challenged, and started my blog a couple of weeks ago but haven’t gotten far! Thanks!

    1. Michelle Schroeder-Gardner

      I’d recommend simply finding a course or two for learning how to do that.

  12. Debra

    Hi Michelle, I’m in the process of starting a blog, but like a lot of others, have become overwhelmed by all the steps it takes. My question is what would you say is are the elements of a blog you need to have ready to launch it? I feel like I will procrastinate the year away by trying to cover all the details that maybe aren’t that important at first.

    1. Michelle Schroeder-Gardner

      Hello!

      I have a long blog post in the works on this subject, but in short:

      1) A good design
      2) High quality content
      3) Social media/marketing skills

  13. Jenny

    Hi, Michelle. Thanks for taking questions again!
    How do you optimize your site for speed? Do you do this yourself? I used the “Think with Google (Test My Site)” page to evaluate my site’s mobile speed on a 4G network. The results showed I was over 7 seconds.
    If you use someone else to optimize your site, how did you find them? As of now, I do everything on my own, and I’m not sure where to find outside help.
    Thank you!

    1. Michelle Schroeder-Gardner

      I know nothing about site speed. It’s on my long list of things to do 🙂

  14. Linda Todd

    I am like one person above, I sent you an email. Too much to put here. Thank you for caring about other people. When a person takes the time to help others, they will profit themselves.

    1. Michelle Schroeder-Gardner

      Thank you 🙂

  15. Carolyn

    Michelle, where does one start when one is so buried in line of credit and credit card debt that the worry I carry around with me makes it next to impossible to enjoy life? I’d really appreciate your thoughts.
    Thanks!

    1. Michelle Schroeder-Gardner

      This is tough, as it depends on many factors. A good first set of steps would be to evaluate your budget, figure out why you went into debt, think about your financial goals, and find ways to make more money.