Ask Me Anything

Hey! It’s been a long time since my last Ask Me Anything here on Making Sense of Cents. Ask Me Anything is literally that – you can ask me anything. If you’re struggling to figure out what to ask, here are a few of the topics you may want to know more about: Personal finance…

Michelle Schroeder-Gardner

Last Updated: June 5, 2023

Disclosure: This post may contain affiliate links, meaning if you decide to make a purchase via my links, I may earn a commission at no additional cost to you. See my disclosure for more info.

Hey!

It’s been a long time since my last Ask Me Anything here on Making Sense of Cents.

Ask Me Anything is literally that – you can ask me anything. If you’re struggling to figure out what to ask, here are a few of the topics you may want to know more about:

  • Personal finance
  • Blogging
  • My life
  • Travel
  • RVing
  • Sailing
  • Being location independent
  • Business
  • Making extra money
  • Questions about my dogs

And so on, and so on.

Seriously, ask me anything in the comments below, and I will take the time to answer every single one. Of course, please nothing inappropriate or creepy. I’ll let you be the judge of what is creepy, I guess, haha!

All right, go for it, ask away!

P.S. If you’re looking to see all of the comments and questions, make sure to hit “Older Comments” or “Newer Comments” below. The comments break apart in pages once there are over 50 comments.


Filed under:

Michelle Schroeder-Gardner

Author: Michelle Schroeder-Gardner

Hey! I’m Michelle Schroeder-Gardner and I am the founder of Making Sense of Cents. I’m passionate about all things personal finance, side hustles, making extra money, and online businesses. I have been featured in major publications such as Forbes, CNBC, Time, and Business Insider. Learn more here.

Like this article?

Join the Conversation

Leave a Reply

Your email address will not be published. Required fields are marked *

  1. www.travelwithkevinndruth.com

    How many countries have you visited and which was your favorite?

    1. Michelle Schroeder-Gardner

      I haven’t really kept track but it’s been less than 20 countries. I definitely want to visit them all one day, though 🙂

      So far, the Bahamas is my favorite. With over 700 islands and amazing sea life, it’s a great place to be.

    2. K.P

      As a single parent, able to pay bills, how would I go about making extra money when you have really no support.

  2. Akt

    What is your biggest source of income? Affiliate? Selling your own course? Etc…thanks

    1. Michelle Schroeder-Gardner

      Affiliate income is definitely my largest, but it’s a good mix between affiliate, selling my own course, and sponsorships lately.

  3. Diane Prince

    Hi Michelle, I have a B2B program with an affiliate program. What is the best way to promote it to affiliate marketers?

    1. Michelle Schroeder-Gardner

      One of the best ways is probably to ask those who have already taken your course to become an affiliate.

  4. Katie

    What’s your advice to someone trying to run their new blog as a business instead of a hobby?

    1. Michelle Schroeder-Gardner

      Start on self-hosted WordPress, instead of a free blogging platform. It is a game changer!

  5. Meg

    Do you rely soley on traffic from Pinterest when you first started gaining traction? Or did you learn SEO as well and get good traffic from both?

    1. Michelle Schroeder-Gardner

      Pinterest was one of my largest sources of traffic when I first started gaining traction.

  6. kara

    how do you contact cruise lines to do entertainment on them? I can’t find any contact info.

    1. Dixie De La Tour

      I’d love to hear the answer to this question, TOO!

    2. Michelle Schroeder-Gardner

      I’m not sure what it’s like these days due to the events of 2019-2021, but usually there’s a Hiring/Jobs page. Or, you may be able to reach out to them and ask them how to find more about jobs (there’s usually a contact page on the website).

      1. kara

        I”ve looked and there is only entertainment of music and dancers. There is only an email and they don’t answer it. Can you talk to whoever mentioned this to you? I’ve tried calling and they don’t have an option to get through to anyone.

  7. Rachal

    I’m struggling to figure out the very best way to make money from home and not have to go to the office to meet a schedule. I have wanted to do this for quite some time–but now that my husband has suffered a catastrophic illness, I need to be able to be home with him and make up for not only my office salary, but his salary as well. We were looking forward to retirement within the next 7-10 years, and now all of those dreams are swept away by the reality of the situation.

      1. Nickson

        Based on your experience, what makes most newbies give up too soon or even never succeed in blogging forever?

        1. Michelle Schroeder-Gardner

          Most bloggers give up too early because they think that they should be making an income immediately. However, that is not the case. It is not a get rich quick scheme, and things take time.

  8. Gregg

    What does it take to stay in the game all the years you have done this? If you were to start all over again, how much money would you save and what would you buy to restart your blog and business? What sites and who would you hire and where now?

    1. Michelle Schroeder-Gardner

      I don’t think I’d be able to save any money, as I already run a very affordable business. If I could do things differently, though, I would have started to take Making Sense of Cents seriously from the very beginning. Such as by having a professional web design, starting on self-hosted WordPress (instead of Blogspot), having an editor from the very beginning, and more.

      1. Gregg

        How much would that all cost now? As an estimate?

        1. Michelle Schroeder-Gardner

          It can be as cheap or as expensive as you’d like. You can find a premade design for less than $50, or you can hire a web designer for anywhere from around $250 to literally hundreds of thousands of dollars.

          A new self-hosted blog usually costs less than $100 a year.

          1. Gregg

            What site would you go to look for an editor?

            1. Hesham

              Hi, would like to know the answer to that too. Is this a paid hire, freelancer, someone through Fiverr.com, etc., or someone other arrangement?

  9. Lisa

    What does your day to day look like? There’s so much to blogging that it’s overwhelming at times, especially as a side hustle.

  10. AM WOODS

    Where there any courses or training that you bought that TRULY helped you in the beginning to learn more about blogging and how to monetize and grow traffic??

    I feel like there is sooo much out there but can never get my hands on the right trainings/courses.

    Thanks for all you do to help others! xoxo

    1. Michelle Schroeder-Gardner

      I don’t think I purchased any courses or trainings in the beginning. My blog was completely a hobby for the first year, so I didn’t want to spend anything as I didn’t really know that blogs could even make money. I learned a lot through trial and error.

      However, if I could do things over again, some of the courses that I recommend include (there are affiliate links below):

      http://makingsenseofaffiliatemarketing.com/ (my affiliate marketing course)
      https://fund-rise.live/BlogTraffic%3C/a%3E%3Cbr /> https://fund-rise.live/pinterestguide%3C/a%3E%3Cbr /> – https://fund-rise.live/SEOStarterPack%3C/a%3E%3C/p%3E

  11. Debra Oakes

    If I dont have a niche and dont want to do a a blog. What is a simple but not complicated way to make some extra money on a regular basis staying at home on my own time. I m retiring in about a year and still would like to supplement my income.

    Thank you
    Debi Oakes
    Kasnas City MO

    1. Michelle Schroeder-Gardner

      Here’s a great blog post to check out and see what work form home jobs you are interested in – https://fund-rise.live/2021/02/free-work-from-home-courses.html%3C/a%3E%3C/p%3E

  12. Patti

    What are some personal finance affiliate programs you would recommend?

    1. Michelle Schroeder-Gardner

      Rakuten, Ibotta, $5 Meal Plan, Policy Genius, Credible, Personal Capital, and more.

      1. Patti

        Thank you Michelle. I love your affiliate marketing course and need to get more serious about it!

  13. Kimberly McBride

    Hi, I used to teach high school until I became disabled. I tried painting to bring in money and sold three to people I knew. Now I’m making jewelry, which I am actually much better at doing, but can’t find the right platform to sell them. Most require money even if you don’t sell anything, and I am not tech savvy enough to set up a website. I would love any advice! Thank you <3

    1. Michelle Schroeder-Gardner

      Unfortunately, this is not an area that I am familiar with as I have never sold jewelry. Perhaps Etsy?

  14. bg stine

    OK, personal finance albeit Social Security.

    My brother has Parkinson’s. He signed up for SS. SS took out about $112 a month for Medicare.

    This was going on for five years. During a visit, I saw a notice alert my brother to his new SS monthly payment and the Medicare rate would go up to $114 or $115.

    Well my brother’s wife works full time MAINLY to keep their health insurance, As you probably know, if a person is covered by an on going insurance policy they DON’T have the monthly deduction from their SS account.

    Neither my brother or his wife knew this. We immediately sent SS a letter with the proof of insurance. The deductions stopped … BUT … I wanted my brother to recoup over $6,000
    ($100 approx X 60 months/5 yrs).

    I called numerous times, wrote numerous letters, even tried to get his Congressman involved.
    Just got ignored. It’s been four years since my last efforts. I STILL think a wrong should be righted.

    Let’s see what you got.

    1. Michelle Schroeder-Gardner

      Unfortunately, I am not a SS expert so I am not the best person to ask when it comes to this question. Perhaps you could find a SS writer and ask them for more information?

  15. Kris

    Hi Michelle!
    You really inspired me to start a blog…I have just started writing my blog (to go alongside my youtube channel) and I wondered if you can give me any more advice or words of wisdom. I am a student in your Making Sense of Cents class. One of the reasons I chose your class is because I, too, am a sailor/cruiser and would love to earn enough to cruise full time
    Thank You so much!
    Capt Kris
    Sailing Southern Star – Key West

    1. Michelle Schroeder-Gardner

      Hey Capt Kris!

      Thanks for your comment. What kind of advice are you looking for?

      1. Kris

        Getting traffic to my blog??? Can I really make a sustainable income blogging?
        thanks Michelle!

        1. Michelle Schroeder-Gardner

          My top piece of advice would be to start an email list, if you haven’t yet. If you already have, find ways to grow it like crazy. Create freebie optins, create funnels for those who sign up for your email list – basically just engage with your audience as much as you can.