Hey everyone! This week marks two years of blogging for me. I first started blogging two years ago on August 10, 2011. You can find that post here (it’s weird for me to read that post!).
When I first started my blog, I’m not going to lie, I was a complete mess. I probably did everything on a “bad blogger” list and then some more.
I quickly became addicted, and have made tons of awesome friends. The list could go on and on about how many bloggers I love. There are so many bloggers that I would love to list right now, but I tried that and the list had well over 50 blogs and just looked crazy.
Oh, how life has changed.
In the past 2 years, my life has changed drastically. Back in August of 2011, I was working full-time in the same job I have now, I was a full-time Finance MBA student, and we didn’t have much money. I had tons of student loan debt also.
Neither W nor I had any side jobs, and our income was much lower than what it is now. Housing in our budget was somewhere around 30% of our take home pay, whereas now it is much, much lower than that. Food was also a budget killer for us…
We spent lots of money on things that we did not need. We were not saving. We ate out every single day, and most of the time multiples times each day. We did not have a budget.
More personal: the passing of my father and the many family issues I was going through were tearing me apart. I had to start raising my sister and I was not ready. Everything, even 3 years later after he passed, was still reminding me of my father and I would break down everywhere I went.
And that’s when I started to blog. It was a great outlet for me, and still is. Things are getting better, and are great in the financial area. In my personal life, W and I have been together for over 7 years, and we couldn’t be better.
My sister is like my child now (oh hey Lexy!) and it has been awesome watching her grow into an awesome young lady. I have begun talking to my dad’s side of the family, even though it is difficult as I am sure that I am a sad reminder.
We never thought that our lives would be like the way they are today. We have also come to realize that we can’t let money dictate our lives, and that we need to enjoy the little things. I also plan on pursuing what I love instead of stability, which brings great risks but also much more excitement and happiness.
I never thought that my student loans would be gone, and especially not so soon. << STILL shocks me.
Blogging and personal finance blogging drastically changed my life, and for the better. I definitely recommend that others should start their own blog as well.
I’m no longer anonymous.
For almost my entire blogging journey, I was anonymous. Not entirely anonymous though. But, as of a couple of months ago, the cat is out of the bag. W told a couple of people and then EVERYONE started to have questions, so now I am no longer anonymous.
It has been different, and it is still a little scary since I feel like I have no privacy now. Oh well though, I am fine with being a more open person.
You are all awesome.
Without all of you awesome bloggers and readers, I don’t know where I would be. I receive numerous emails everyday, that range widely in topics. Many of you have emailed me about family issues, such as losing a parent(s) and your life changing dramatically. I really appreciate these emails and it helps make me stronger. Some of you email me with questions, such as about student loans or fixing your budget. I love all the emails that I receive.
I love receiving emails, comments, tweets and so on. Who doesn’t? I love getting feedback from you all. I love publishing Reader Question posts. I love talking about whatever I want to on my blog. I love it all!
I want to thank all of you for reading. I hope that you continue to enjoy what I write for years and years to come.
Miscellaneous – Diversified Finances and $50 SwagBucks Giveaway
Also, I published a new post on What Not To Do When Leaving Your Job and I provided some real life examples of how some people are crazy when they quit. Check it out and tell me your craziest story! Diversified Finances has been going great, and I’m really glad that I started a second blog for myself to detail my switch to pursuing my passion.
Lastly, before we get to the big giveaway, SwagBucks during the month of August is offering any referral of mine (old or new) that earns at least 50 Swag Bucks in total from any combination of Shop, Search, Watch, Play Answer or Discover (all the different ways to earn SBs) to be automatically entered into a drawing for a $50 gift card from the SwagBucks’ Rewards Store.
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Congratulations on making it to the two year mark! You’ve come such a long way and continue to be an inspiration to so many, including me. I would give the iPad mini to my mom so that we could facetime each other! She got a little spoiled playing with my iPad before she moved.
I’d love to win so I’d have a tablet for traveling…the cash would come in handy for our upcoming trip to China!
If I won, I would use the mini ipad to read all the wonderful ebooks I have stored on my laptop.
With the cash, I would store it away for my husband’s and I 5th anniversary. We are taking a family road trip to Texas and I couldn’t be more excited for it 🙂
If I won — I would use the money to buy groceries (it’s been a tough month!).
If I win, I’ll use the money to pay bills.
My financial tip is to pay everything with cash. We use the envelope system and it helps us control our spending SO WELL. Almost too well (haha!).
Really like saving money. It is like a hobby now. With the new digital hydro meters we have on our home we can see our usage daily. It is amazing how much money we saved hanging our clothes on the line during the summer.
Congrats on 2 years! What a long way you’ve come, baby! Thanks so much for mentioning me in your post the other day!! Nice giveaway, too. If I won, I’d throw the $ towards the wedding. I’d be awfully tempted to just take the mini, though…
first of all.. congrats on 2 years!!!
second.. I would probably use the money towards Christmas presents.
If I won the cash I would put it towards my credit cards!
If I win I would put the money towards my tuition
A bit desperate here. Jobless. -_-
More power, blogger!
Congrats on 2 years! I love reading your blog and have been cheering you on as you paid off your school debt. Totally inspiring.
My #1 financial tip is to use cash as much as possible.
I would like to give the ipad to my daughter if I won. She really wants one and congratulations on your two years.
First I would like to say Congratulation’s on your anniversary! That is so awesome. You do a great job. =)
My advice is never open more then one credit card and make sure to pay your bills in full. You never know when you’re going to lose a job and then you’re in trouble.
Thanks for the giveaway! =)