Hey everyone! This week marks two years of blogging for me. I first started blogging two years ago on August 10, 2011. You can find that post here (it’s weird for me to read that post!).
When I first started my blog, I’m not going to lie, I was a complete mess. I probably did everything on a “bad blogger” list and then some more.
I quickly became addicted, and have made tons of awesome friends. The list could go on and on about how many bloggers I love. There are so many bloggers that I would love to list right now, but I tried that and the list had well over 50 blogs and just looked crazy.
Oh, how life has changed.
In the past 2 years, my life has changed drastically. Back in August of 2011, I was working full-time in the same job I have now, I was a full-time Finance MBA student, and we didn’t have much money. I had tons of student loan debt also.
Neither W nor I had any side jobs, and our income was much lower than what it is now. Housing in our budget was somewhere around 30% of our take home pay, whereas now it is much, much lower than that. Food was also a budget killer for us…
We spent lots of money on things that we did not need. We were not saving. We ate out every single day, and most of the time multiples times each day. We did not have a budget.
More personal: the passing of my father and the many family issues I was going through were tearing me apart. I had to start raising my sister and I was not ready. Everything, even 3 years later after he passed, was still reminding me of my father and I would break down everywhere I went.
And that’s when I started to blog. It was a great outlet for me, and still is. Things are getting better, and are great in the financial area. In my personal life, W and I have been together for over 7 years, and we couldn’t be better.
My sister is like my child now (oh hey Lexy!) and it has been awesome watching her grow into an awesome young lady. I have begun talking to my dad’s side of the family, even though it is difficult as I am sure that I am a sad reminder.
We never thought that our lives would be like the way they are today. We have also come to realize that we can’t let money dictate our lives, and that we need to enjoy the little things. I also plan on pursuing what I love instead of stability, which brings great risks but also much more excitement and happiness.
I never thought that my student loans would be gone, and especially not so soon. << STILL shocks me.
Blogging and personal finance blogging drastically changed my life, and for the better. I definitely recommend that others should start their own blog as well.
I’m no longer anonymous.
For almost my entire blogging journey, I was anonymous. Not entirely anonymous though. But, as of a couple of months ago, the cat is out of the bag. W told a couple of people and then EVERYONE started to have questions, so now I am no longer anonymous.
It has been different, and it is still a little scary since I feel like I have no privacy now. Oh well though, I am fine with being a more open person.
You are all awesome.
Without all of you awesome bloggers and readers, I don’t know where I would be. I receive numerous emails everyday, that range widely in topics. Many of you have emailed me about family issues, such as losing a parent(s) and your life changing dramatically. I really appreciate these emails and it helps make me stronger. Some of you email me with questions, such as about student loans or fixing your budget. I love all the emails that I receive.
I love receiving emails, comments, tweets and so on. Who doesn’t? I love getting feedback from you all. I love publishing Reader Question posts. I love talking about whatever I want to on my blog. I love it all!
I want to thank all of you for reading. I hope that you continue to enjoy what I write for years and years to come.
Miscellaneous – Diversified Finances and $50 SwagBucks Giveaway
Also, I published a new post on What Not To Do When Leaving Your Job and I provided some real life examples of how some people are crazy when they quit. Check it out and tell me your craziest story! Diversified Finances has been going great, and I’m really glad that I started a second blog for myself to detail my switch to pursuing my passion.
Lastly, before we get to the big giveaway, SwagBucks during the month of August is offering any referral of mine (old or new) that earns at least 50 Swag Bucks in total from any combination of Shop, Search, Watch, Play Answer or Discover (all the different ways to earn SBs) to be automatically entered into a drawing for a $50 gift card from the SwagBucks’ Rewards Store.
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If I win the prize will be going to my daughter
Happy Blogoversary!!! If I won, I’d share the iPad with my family, especially my son who has been asking for one for years. Thank you!
Congrats on Turning 2! And thank you so much for the mention in your big anniversary post! I had no idea that you and I started our blogs the same week. I must confess – you’d done an outstanding job! Your monthly income posts kill me because I know that I’ve got a long, long ways to go before I see those kinds of dollar signs trickle in. Here’s to making it to year 3 and beyond!
If I won the Ipad mini I would give it to my daughter who is entering high school to do homework on. The money would go towards paying off a bill.
I would use the ipad or buy groceries with the money. Congrats!
Wow! Congratulations for the 2nd anniversary ^_^
I found brilliant posts and ideas on your blog and thumbs up for the awesomeness!
If I won this giveaway (btw a BIG THANK YOU for this fabulous contest) then I would use the money towards investing it in a business, where I would help others to make money online as a spare income or even full-time income. Also I wish to write some books as well on this same subject and other subjects too. 🙂
I have the support of my wonderful fiance♥ so I’m blessed.
I always look for coupons and use them whenever possible. I think one thing we all should do is think twice before you buy. Ask yourself “do I really need this now?” If not wait and don’t buy on impulse.
I would love love love to win! Great giveaway!
Finally, I would be able to explore that app-world….
I will buy Christmas presents if I win.
I’d get some yummy treats for my loved ones. 🙂
First: congratulations on your two years!
My tip: cuppons and wait for offers.
If I win, I’ll use the Ipad for reading some books =)
I would give the iPad to my husband and use the money toward a home remodel. My tip is to pay all debt off asap.
iPad would come great, my mp4 broke and my phone isn t doing very well hehe so that would be great to win 🙂 and money , i wpuld put it in bank in my savings for vacation for the next year 🙂
My best tip is to teach your kids how to save and spend wisely when they are very young…I didn’t learn and I’m terrible with money!