Ask Me Anything

I have always been a big fan of Reddit’s Ask Me Anything threads, and then recently, I saw that Steve published an Ask Me Anything on his blog. I don’t know why it’s taken me so long to decide to do one of these. But, here it is, and I hope you think it’s going…

Michelle Schroeder-Gardner

Last Updated: May 24, 2023

Disclosure: This post may contain affiliate links, meaning if you decide to make a purchase via my links, I may earn a commission at no additional cost to you. See my disclosure for more info.

I have always been a big fan of Reddit’s Ask Me Anything threads, and then recently, I saw that Steve published an Ask Me Anything on his blog. I don’t know why it’s taken me so long to decide to do one of these. But, here it is, and I hope you think it’s going to be as fun as I do!

Ask Me Anything is literally that – you can ask me anything. If you’re struggling to figure out what to ask, here are a few of the topics you may want to know more about:

  • Personal finance
  • Blogging
  • My life
  • Travel
  • RVing
  • Being location independent
  • Business
  • Making extra money
  • How much candy I eat on a daily basis
  • My favorite TV show
  • Questions about my dogs

And so on, and so on.

Seriously, ask me anything in the comments below, and I will take the time to answer every single one. Of course, please nothing inappropriate or creepy. I’ll let you be the judge of what is creepy, I guess, haha!

All right, go for it, ask away!

 

P.S. If you’re looking to see all of the comments and questions, make sure to hit “Older Comments” or “Newer Comments” below. The comments break apart in pages once there are over 50 comments.


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Michelle Schroeder-Gardner

Author: Michelle Schroeder-Gardner

Hey! I’m Michelle Schroeder-Gardner and I am the founder of Making Sense of Cents. I’m passionate about all things personal finance, side hustles, making extra money, and online businesses. I have been featured in major publications such as Forbes, CNBC, Time, and Business Insider. Learn more here.

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  1. Sean Beckham

    Hi Michelle:

    I am very tech savvy and have a few awesome ideas for blogging or perhaps starting a website. My question is…how do you get companies/businesses to pay you to advertise their service/product? What’s your negotiation tactic? What’s the biggest lesson you’ve learned when reaching out to marketing partners who pay you monthly to advertise for them on your blog? Also, what department would you reach out to–for instance, cold call the VP of Marketing at AMEX to ask if you could advertise Amex on your blog or whom??

    Thanks for any insight you can provide on getting business executives to get on board and pay you monthly to advertise for them.

    1. Michelle Schroeder-Gardner

      When companies email me about a sponsored partnership, I give them my rates. They can either say yes or no. Usually, they negotiate, but I usually stay pretty firm on my pricing.

      I don’t usually reach out to marketing partners – 99% reach out to me.

      I would contact their media and partnerships department, and their marketing department.

      Also, no one really pays me monthly for sponsored partnerships that I can think of. Usually it’s on an annual basis.

  2. Cory

    Hi Michelle – Thank you for your guidance and efforts. I have a technical question. I am tax attorney in the process of launching my blog “Money Taxes Investing”. I cannot figure out how to change the color of a link in a blog post that does not change the color of all links on my site. Second question. Do you have a checklist that you recommend to review before going live?

    Thanks,

    1. Michelle Schroeder-Gardner

      1) You’ll have to find the html required in order to do that. Or, you could hire a designer to help you in that area.

      2) Sorry, don’t have a checklist.

    2. Brittney

      you can do this with basic HTML.

  3. Alyssa Padgett

    Asking this because people ask ME this all the time and I’m like, um I don’t know.

    You’ve owned three different RVs, I think. Did you buy them all cash, or opt for making payments on them knowing they weren’t a forever RV?

    PS You would be ASTOUNDED how many people ask me this! I think they are mostly broken hearted that we are no longer RV twins, but I’m so excited to watch y’all’s sailing adventures!!!

    1. Michelle Schroeder-Gardner

      So, people ask YOU about my RV situations? That is so weird! haha. Long comment below, so hopefully you can just guide people to this next time they ask 🙂

      Haha, I’m ashamed to talk about how many RVs we’ve gone through. It’s been a lot and I know people think we are crazy. We think we’re crazy too. They all had a good reason, at least in our minds.

      The first one was broken sooooo much that it spent more time in the shop then with us, and no one was ever able to fix everything that was wrong with it. So, we regularly couldn’t cook, have hot water, have heat, etc., because things were always broken, and that was super disappointing to have such a lemon. The final straw was when a dealership who was fixing it flooded it and put cigarette burns in it, and then broke more things than they actually fixed.

      The Brave was great, as you would know, but we were newbies and trusted everything the salesman told us. He told us we could tow the Jeep easily (and that we wouldn’t be overweight), and we were dumb and believed that without questioning it. We never had towed before (our previous RV was pretty much a van) so we didn’t know much about what we were doing. Found out quickly that we were way over weight with the Jeep (two bad situations happened due to us being overweight) and that it wasn’t safe whatsoever.

      The third RV was great and we are really sad to get rid of it. However, we are obsessed with sailing right now and just can’t wait to get started, especially since we know it’ll be such a slow process.

      If we were going to do it again, we’d go back to van life (but, get a 4×4 van).

      We had a loan on the first one. We paid cash for the other two. We honestly thought we’d be in the Tiffin for a lot longer.

      I will say that for all 3, we sold them for nearly almost what we paid for them, so it made switching out super easy to do. The Tiffin is selling for almost what we paid for it, and the dealership that sold us is actually buying it back from us, so it is super easy. They are just going to pick it up from where we are currently parked, and are going to wire us the money. Couldn’t be easier.

  4. Reisha

    I want to begin blogging. I have my website setup but have not posted. Like you, I plan to make income from my blog. What should I do as far as paying taxes on the money that I bring in? I can’t find the answer to this question anywhere.

      1. Reisha Taylor

        Thank you!!

  5. Michelle Schroeder-Gardner
  6. Art

    Hi Michelle, I have enjoyed reading your content and your free guide on how to start a Blog.

    I am wondering the following:

    What plug-in you use for your social media sharing icons?
    Where do you go to get images for your blog?
    What plug-in do you use for your subscribe via email widget?

    Thanks!

  7. Cristina

    Hi Michelle! Love your blog. I am trying to decide whether to do an MA (1year) in Painting or an MFA (2 years) in Painting. Right now I’m teaching drawing part time at a private college and relishing it! I love teaching, it’s my dream. The MFA is the terminal degree to teach at university. The MA would qualify me to teach at some private independent schools but not university. Either degree will take me a minimum of 2 1/2 years because I will do it part time. I am 47 years old and I don’t have enough saved for retirement. These 2 degrees are entirely paid for (100% of the tuition) by my government. They are online degrees as well so I wouldn’t have very many living expenses as I live with my mum. I will be almost 50 by the time I graduate. Do you think I should do the shorter or the longer degree? I am expressly doing the degree to get more teaching jobs. However I’m worried about the length of the degrees as my savings for retirement are so small. But it would mean I can teach at university as well if I do the MFA but I would be probably 53 by the time I finish it. Sorry for the lengthy comment lol but what do you recommend? I plan on retiring at 72-75 years old. Thank you!

    1. Michelle Schroeder-Gardner

      Hey Christina! Thank you for your question. This is a very personal decision. You’ll want to think about things such as 1) Which would make you more happy? 2) Can you work full-time or part-time on the side? 3) What would be the best career choice (for you, personally)?, etc

      1. Cristina

        Thank you, Michelle! Those are great questions. I have my answer now. I can do the MFA while working part time and saving money. You don’t think I’m too old to do the degree and too close to retirement?

  8. Leon Mclean

    Hey Michelle!

    You are a great example of best practice when it comes to blogging. (Therefore I try to use what I have learnt from you!).

    How does a relatively new blogger convert the small but steadily increasing stream of visitors into affiliate marketing purchases?

    Although I make recommendations in each of my blog posts, it translates into very little clicks.

    What do you suggest?

    1. Michelle Schroeder-Gardner

      Hey Leon!

      Are you taking my affiliate marketing course? I teach exactly this already in my course 🙂 – https://makingsenseofaffiliatemarketing.com

      Also, here’s my free affiliate marketing cheatsheet with lots of free tips – https://app.convertkit.com/landing_pages/197217?v=7 🙂

  9. Phil

    Michelle, I noticed that you provide your first and last name on your website. I’m looking at beginning a blog, but have reservations about giving out my personal identity. Do you use a pen-name or is that your real name? Also, what are your rules about giving out where you live (do you only give out the state, or region, etc.)? I’m just concerned with how to be personal and connect with readers without giving out too much personal info for the crazies.

    1. Michelle Schroeder-Gardner

      This is my real name. I started out with a pen name and was anonymous, though.

  10. Jennifer

    How do you come up with your graphics (the images on the right, “How to become a virtual assistant” for example). Do you create those yourself or do you outsource those? If you do create them, what program do you use?

    1. Michelle Schroeder-Gardner

      It was all created on PicMonkey.

      1. D

        Hi Michelle!

        I love your site and think you put out really great content…thank you for that!

        What are your favorite must have free WordPress plugins or resources for a new blog?

  11. Holly

    How do you and your husband define roles? Is it awkward for him to not be the bread winner? Or awkward when he stopped working a job outside the blog?

    1. Michelle Schroeder-Gardner

      Not awkward at all. We don’t really define any set roles either.

  12. Amanda Petersen

    I have a blog idea that I have gone as far as to even buy a domain name/hosting for. It’s been on the back burner because of the education I am trying to obtain right now, but I still want to give it a try. I am starting to feel like it’s a dumb idea and nobody would be interested. How can I know if it’s worth investing a ton of time and money? Would you recommend paying a successful blogger to help me map it out?

    1. Michelle Schroeder-Gardner

      You can find a blog coach – it’s really just a personal preference. Some people start with a blog coach, others start with a blog course, and others start with nothing.

      I think that probably 99.99% of successful bloggers at one time thought their idea was stupid 🙂 It’s just a normal feeling that you have to move past.

  13. Suzy

    Hi, Michelle,

    Thanks for all of the wonderful information you share with us! I wondered what your strategy is for health insurance since you are traveling the road (or sea)? My husband and I would love the RV lifestyle, but are completely in the dark about how to handle health insurance.

    Thanks for any tips you could give!

      1. Suzy Short

        Thanks so much. This information gives us a starting point! Safe travels!

  14. Beginner

    I’m a beginner. I mean a Beginner.
    I need help from step 1. Not step 5 on how to grow or advanced things.
    I dont understand how it works.
    Wordpress? Ok now what?
    Then go to another site? What is blue host? Why not wordpress? Do I choose? Is it a choice? How does it work? Do I use .com or .org

    1. Michelle Schroeder-Gardner

      WordPress and Bluehost work together.

      I recommend reading this for common questions – https://fund-rise.live/2018/04/making-money-from-a-blog.html%3C/a%3E%3C/p%3E

  15. Dane Findley

    Will you take a glance at my site, and tell me your first gut-reaction about what the TITLE of my course should be, that you supsect would perform particularly well?

    Thank you!
    ~Dane / overfiftyandfit.com

    1. Michelle Schroeder-Gardner

      I’m the worst person to ask when it comes to coming up with names. I just use a play on my blog name for everything, haha.